H&R Block Review 2024: Pricing, Features, Ease of Use - NerdWallet (2024)

H&R Block's e-filing tax products are intuitive and easy to use, and the free version offers filers a robust selection of forms. Although it’s not the most expensive of the tax software providers we reviewed, H&R Block's online tax software isn’t the cheapest either.

Still, its free version is one of the best on the market: The interface is straightforward and easy to use, and help from a human is available for an extra cost. Jump to: Full review.

Full H&R Block review

H&R Block's prices

One bonus for H&R Block in 2024 is that the standard paid packages now include expert help. In previous years, getting access to human tax help meant that H&R Block users had to upgrade to the company’s higher-priced “Online Assist” packages.

Another of H&R Block’s pluses is its free version, which is better than most.

What you get from H&R Block's free version

Like the free tax software from most of its competitors, H&R Block Free lets you file Form 1040, take the earned income tax credit, and claim your additional child tax credit. It can also handle unemployment income.

H&R Block’s free version also lets you file Schedules 1, 2 and 3 of Form 1040, which is a big bonus because many taxpayers need to file those forms to report things such as deductible student loan interest, certain retirement contributions, alimony, and the lifetime learning credit. The caveat here is that you may need to upgrade if the specific form you need to finish your schedule isn’t included.

While H&R Block's free version has expanded capabilities, if you plan to itemize deductions, were a landlord, freelanced, sold cryptocurrency, contributed to an HSA, ran a small business or had any other situations going on, you’ll probably need to upgrade to one of H&R Block’s paid packages.

H&R Block at a glance

One note about prices: Providers frequently change them. Discounted services and packages may be available toward the beginning of the tax-filing season, but these markdowns tend to be replaced with surge pricing closer to the tax filing deadline. You can verify the latest price by clicking through to H&R Block’s site.

H&R Block also offers desktop software, where your return doesn't reside in the cloud, but it’s not part of our review.

H&R Block's ease of use

How it works

H&R Block's online filing software follows the popular model of a friendly chat with a tax pro.

If you're a new user, you'll be asked to select a series of prompts that applied to your tax situation in the last year, such as if you have kids, own a home, had a health savings account, or donated to charity. Based on the information provided, H&R Block will match you with one of its many available packages. You can either agree with its suggestion or choose a different product. If you're a returning user, your information is autopopulated from last year, making modifying or adding new details easier.

As with most other providers, your actual tax return — the form that gets submitted to the IRS — is filled out piecemeal and behind the scenes. The program runs you through a series of questions to determine eligibility for certain tax breaks or assess reporting requirements.

Questions are posed simply, with helpful contextual information and links made available as needed. The program also allows you to automatically import or upload photos of select tax forms, such as your W-2, to save you time when adding your income and wages.

What it looks like

H&R Block’s interface is visually simple, straightforward and easy to use, and it steps up to explain concepts as you go. Skipping around to specific sections can be a little tricky, but a banner across the top keeps track of where you are in the filing process.

Embedded links provide more information without having to wander around, the help menu is visible from all pages, and you can click to access the chat support portal throughout. Notably, if you keep the “Help” sidebar open as you make your way through each section of your tax return, the sidebar will automatically refresh to show related advice on the topic.

A shopping cart button up top tells you which package you’re buying, whether you’ve also selected add-ons, and how much your total software bill is so far. It also keeps track of your total refund but doesn’t give you too much insight into how that total is determined as you go.

H&R Block's handy features

H&R Block’s human tax help

Two notable support offerings from H&R Block are Tax Pro Chat and Tax Pro Review.

Tax Pro Chat

People who pay for the Deluxe, Premium, and Self-Employed products will automatically get access to unlimited chat or video screen-sharing sessions with a certified public accountant, enrolled agent or other tax expert at any point while preparing their returns. The tax pro will not review, sign or e-file your return for you, though.

Tax Pro Review

This add-on service offers a one-on-one review of your completed return with a human tax pro who will go over your documents and check for accuracy and possible missed deductions or credits. If you want, the tax pro will also sign and e-file your return for you. The review usually happens within three days. H&R Block says the add-on generally runs from $55 to $95, but the cost will vary depending on the package type (i.e., the more expensive the package, the pricier the add-on). H&R Block also offers full-service virtual help, where a pro completes your entire return.

What sets H&R Block’s human help support features apart from other providers we review is its enormous band of human tax preparers at the company’s 9,000 or so offices around the world. Help at brick-and-mortar stores isn’t free, of course (in-office appointments start at $89), but it helps to know you can go there if you get confused or stuck.

Not all of H&R Block’s tax pros are CPAs or enrolled agents, but the company says they undergo over 60 hours of training and complete an additional 30-plus hours of annual training to get ready for tax season.

H&R Block's support options

Here's a look at the various ways you can find answers and get guidance when filing your return with H&R Block.

Ways to get help

If you're audited

Getting audited is scary, so it’s important to know what kind of support you’re getting from your tax software. First, be sure you know the difference between "support" and "defense." With most providers, audit support (or "assistance") typically means guidance about what to expect and how to prepare — that’s it. Audit defense, on the other hand, gets you full representation before the IRS from a tax professional.

H&R Block offers free audit support, but you also can buy a product called Worry-Free Audit Support. This includes IRS notice correspondence management and help, audit preparation and in-person audit representation from an enrolled agent; it costs $19.99.

You could also add Tax Identity Shield for $19.99, which provides personal assistance if criminals use your personal information to file a fake tax return.

H&R Block refund options

No matter how you file, you can choose to receive your refund in several ways:

You have the option of paying for the software out of your refund, but there’s a $39 charge to do so.

How H&R Block compares

Bottom line: Is H&R Block right for you?

H&R Block offers several filing options and is a solid competitor against TurboTax. For those who use H&R Block’s paid options, human tax help — a feature that typically requires a paid upgrade with other providers — is available at no additional cost this year.

If you want to file your taxes online, but would feel better knowing you can run to a human at a desk in a brick-and-mortar office if you get stuck, H&R Block stands alone.